last updated 18 Jan 2021

Some Considerations:

Some of these options are limited by how much you can afford
 as a monthly payment or qualify for.
You can deduct $750,000 of mortgage interest payments on taxes.
  Stand deduction is $24,400
You can pay more discount points (% of mortgage as an up-fornt fee) and get a lower rate.
 Points are tax deductible
You can take out more money and invest it.
The median years of home buyers staying in their homes in 2020 is 13 years compared to just eight years in 2010.