Identify Theft is the
fastest growing Internet crime.|
The Aug. 21, 2005 Sunday NY Times had an article which stated identity theft is more common among young people (25% of those < 30 vs 18% average) and the west coast (26% vs 20% on east coast and 12% in the midwest).
Links and General Information:
* Identity Theft
The US government's central website for information about identity theft.
at consumer.gov by The Federal Trade Commission (FTC).
* Google Society > Crime > Theft > Identity Theft
* Yahoo Society & Culture >Crime >Types of Crime >Fraud >Identity Theft
* Identity Theft Resource Center at IDTheftCenter.org
1. Protect your Social Security number.
Don't carry your Social Security card
in your wallet. If your health plan (other than Medicare) or another
card uses your Social Security
number, ask the company for a different number. For more information,
see "Your Social Security Number: Controlling the Key to Identity
Theft" (Consumer Information Sheet 4) on our Social
Security Numbers Web page.
2. Fight "phishing"
- don't take the bait.
Scam artists "phish" for
victims by pretending to be banks, stores or government agencies.
They do this
over the phone, in e-mails
and in the regular mail. Don't give out your personal information
- unless you made the contact. Don't respond to a request to verify
your account number or password. Legitimate companies will not
request this kind of information in this way.
3. Keep your identity from getting trashed.
Shred or tear up papers
with personal information before you throw them away. Shred credit
card offers and "convenience checks" that
you don't use.
4. Control your personal financial information.
California law requires your bank and
other financial services companies to get your permission before
personal financial information with outside companies. You also have
the right to limit the sharing of your personal financial information
with most of
your companies' affiliates. Write to your companies that you want to
"opt-out" of sharing your personal financial information with
their affiliates. For more information, see "Your Financial
Privacy" (Consumer Information Sheet 3) on our Financial
Privacy Web page.
5. Shield your computer from viruses and spies.
Protect your personal information
on your home computer. Use strong passwords: with at least eight
characters, including a combination of letters, numbers, and symbols, easy for you to remember, but difficult for others to guess. Use firewall and virus protection software that you update regularly. Steer clear of spyware: Download free software only from sites you know and trust. Don't install software without knowing what it is. Set Internet Explorer browser security to at least "medium." Don't click on links in pop-up windows or in spam e-mail.
6. Click with caution
When shopping online, check
out a Web site before entering your credit card number or other personal
Read the privacy
and look for opportunities to opt out of information
beware! Shop elsewhere.)
enter personal information on secure Web pages
with "https" in the address bar and a padlock symbol at the bottom of the browser window.
These are signs that your information will
be encrypted or scrambled, protecting it from hackers.
7. Check your bills and bank statements.
Open your credit card bills and bank statements
right away. Check carefully for any unauthorized charges or withdrawals and report them immediately. Call if bills don't arrive on time. It may mean that someone has changed contact information to hide fraudulent
8. Stop pre-approved credit offers.
Stop most pre-approved credit card offers.
They make a tempting target for identity thieves who steal your mail. Have your name removed from credit bureau marketing lists.
9. Ask questions.
Ask questions whenever you are asked
for personal information that seems inappropriate for the transaction. Ask how the information will be used and if it will be shared. Ask how it will be protected. Explain that you're concerned about identity theft. If you're not satisfied with the answers, consider going somewhere else.
10. Check your credit
reports - for free.
One of the best ways to protect
yourself from identity theft is to monitor your credit history. You can get one free credit report every year from each of the three national credit bureaus: Equifax, Experian and Trans Union. Request all three reports at once, or be your own no-cost credit-monitoring service. Just spread out your requests, ordering from a different bureau every four months. (More comprehensive monitoring services from the credit bureaus cost from $44 to over $100 per year.) Order your free annual credit reports by phone, toll-free, at 877-322-8228, or online
There is a credit information page here. Or
you can mail in an order form,
available from the Federal
Source: Identity Theft - California Office of Privacy Protection.
Identity Theft & Fraud Prevention Tips | Morehead Law Group
Bamboozled: How to get your FBI 'rap sheet' | NJ.com
Getting credit card information from RFID cards imbedded in them.
Tips from an attorney for safeguards against a lost or stolen wallet or checkbook
Another Phine Kettle of Phish: Identity Theft Prevention
Identity Theft Prevention and Survival at IdentityTheft.org
Identity Theft - Get free tips, tools and information at FightIdentityTheft.com
What to do if you are a victum:
Identity Theft Resources at PrivacyRights.org
last updated 22 Aug 2005